Level Up Credit
Improvement Movement
Transform your financial life with the Level Up Credit Improvement Movement (LUCIM).
This comprehensive program takes you on a journey through ten detailed levels, designed to enhance your understanding of money and empower you to take control of your financial future.
YOU'RE A PART OF
SOMETHING BIGGER
By joining Level Up Credit Improvement Movement, you’re also a member of Level Up, our overarching community. You’ll be able to keep up with our Level Up Credit Improvement Movement activity both here, but also in your main Level Up Activity Feed (think about it as our own Facebook newsfeed with Course and other activity all in one place).
Celebrate Your Achievements: Every step you take in the Level Up Credit Improvement Program is a testament to your strength, resilience, and commitment to financial empowerment. As you complete each level, you'll earn a unique badge that represents your hard work and progress.
Share Your Success: Download your badge of completion and share it with pride! Post it on your social media profiles, share it with your sisters, friends, and family, and let your achievements inspire others. Your journey can motivate and uplift those around you to take control of their financial futures.
Keep Yourself Motivated: Each badge you earn is a symbol of your perseverance and determination to improve your credit. Use it as a reminder of how far you've come and as motivation to keep pushing forward. Let your achievements be the fuel that drives you to new heights in your credit improvement journey.
Inspire and Be Inspired: Your progress is a powerful source of inspiration. By sharing your badges, you become a beacon of hope and encouragement, showing that financial improvement is within reach with the right mindset and effort. Join a community of strong, empowered women who celebrate each other's successes and uplift one another.
Download, Share, and Shine: Celebrate each level completed, download your badge, and share your accomplishment. Show the world that you are dedicated to leveling up your credit and taking charge of your financial future. Your badge is a symbol of honor—wear it proudly and inspire others to join you on this journey!


What You'll Get from Level Up Credit Improvement Movement
As a student, you'll get a few great benefits from being here!
Education.
We've designed Level Up Credit Improvement Movement to inspire, instruct, and engage.
Community.
Your fellow students are as motivated as you are to master what we're exploring here in Level Up Credit Improvement Movement.
Results.
As you dive into the course content and meet the community here in Level Up Credit Improvement Movement, you're on a path of mastery. While it's not necessarily easy, the transformation we'll get together matters.
Encourage and support your fellow students. No one here is looking for your criticism, cynicism, advice, or judgement. (We can get those things on the rest of the Internet).
Your stories and experiences may be exactly what another student needs to hear today to solve a problem or seize an opportunity.
We’re here to push each other forward and lift each other up. Find ways to help each other think bigger, reframe challenges, and stay curious.
Level Up Credit Improvement Movement exists to help you learn. It’s not a place to spam, promote, or bully anyone else.
How to Get the Most Out of L.U.C.I.M.


LEVEL NINE
Prepare for the Rough
Objective: Strengthen financial resilience and prepare for challenges.
-
Lesson 1: Set Financial Goals - Revisit and refine your short and long-term financial goals.
-
Lesson 2: Write Your Financial Success Story - Continue tracking and celebrating your financial journey.

LEVEL TEN
Join the Club
Objective: Finalize your financial strategy and celebrate success.
-
Lesson 1: Celebrate Achievements - Reflect on your progress and celebrate milestones.
-
Lesson 2: Maintain Financial Health - Develop habits to maintain your improved financial situation.
-
Lesson 3: Share Your Journey - Inspire others by sharing your financial success story.

So? What's Next?
Schedule A Consultation
Would you like to stay on with this momentum of SUCCESS?!?
Schedule a consultation with our financial coach.

Share Your Good News
Run and tell a friend!
Now, it's time to help someone else. Share your good news with family and friends who may need a little guidance with their finances.
Download the ten levels here.
LUCIM SYLLABUS
Introduction: Welcome to the Level Up Credit Improvement Movement! This 10-level program is designed to empower you with the knowledge and tools needed to transform your financial situation, improve your credit score, and increase your savings. Each level builds on the previous one, guiding you step-by-step toward financial stability and freedom. Let's embark on this journey together!

LEVEL ONE
Read the Green
Objective: Understand your money mindset and relationship with money.
-
Lesson 1: Determine Your Money Mindset - Take a quiz to identify your money mindset (abundant, adaptive, or adamant).
-
Lesson 2: Recall Your Money Memory - Connect past financial experiences to your present situation and future goals.
-
Lesson 3: Assess Your Money Relationship - Reflect on daily financial interactions and align them with your goals and values.
-
Lesson 4: Develop Your Money Mantra - Create powerful money affirmations to shape a positive money mindset.

LEVEL TWO
Survey the Course
Objective: Analyze your current financial situation comprehensively.
-
Lesson 1: Understand Your Expenses - Explore and understand your expenses' impact on financial health.
-
Lesson 2: Assess Your Income - Identify and integrate all sources of income into your financial planning.
-
Lesson 3: Audit Your Accounts - List and understand all financial accounts and their roles.
-
Lesson 4: Be Accountable to Past Debts - Identify and categorize outstanding debts and their impacts.

LEVEL THREE
Aim for the Pin
Level Three - AIM FOR THE PIN
Objective: Set and achieve financial goals.
-
Lesson 1: Set Financial Goals - Develop short and long-term S.M.A.R.T financial goals.
-
Lesson 2: Write Your Financial Success Story - Track your financial progress and celebrate achievements.

LEVEL FOUR
Plan Your Approach
Objective: Create a realistic and flexible budget.
-
Lesson 1: Input Income - Understand and complete the estimated and actual income worksheet.
-
Lesson 2: Track Expenses - Write down daily spending and analyze patterns.
-
Lesson 3: Input Expenses - Input and analyze monthly expenses to improve financial management.

LEVEL FIVE
Navigate the Hazards
Objective: Identify and reduce unnecessary expenses.
-
Lesson 1: Expense Reduction - Identify unnecessary expenses, negotiate bills, and find cost-effective alternatives.
-
Quiz: Reflect on what you've learned so far.

LEVEL SIX
Drive The Distance
Objective: Boost your income and maximize time management.
-
Lesson 1: Maximize Your Time - Implement tools like timers and schedules to manage finances efficiently.
-
Lesson 2: Boost Your Income - Explore innovative ways to increase income using today's tech and trends.

LEVEL SEVEN
Aim For Eagle
Objective: Achieve and maintain a high credit score.
-
Lesson 1: Understanding Credit Scores and Reports - Learn about credit scores, reports, and how to read them.
-
Lesson 2: Building Good Credit Habits - Develop strategies for maintaining and improving credit.
-
Lesson 3: Improving Credit Scores - Explore tools and resources to boost your credit score.
-
Lesson 4: Removing Derogatory Items - Identify, dispute, and remove inaccurate derogatory items from your credit report.

LEVEL EIGHT
Execute Your Swing
Objective: Develop and execute a debt repayment strategy.
-
Lesson 1: Choose Your Debt Repayment Strategy - Understand and select the best strategy for your situation.
-
Lesson 2: Consolidate Your Debt - Learn about debt consolidation and avoiding predatory lenders.
-
Lesson 3: Negotiate the Terms of Your Debt - Engage in debt negotiation and the "payment for deletion" strategy.